How much are Bankruptcy attorney fees?

Filing Bankruptcy is not just about bankruptcy attorney fees; the decision being made to file bankruptcy is a difficult one to make. However, after you made the decision you inevitably want to know how much bankruptcy fees will cost. Honestly, that really is a difficult question to answer because the cases can be different and require the attorney to actually look at your case. In addition, bankruptcy fees are different from location to location. You definitely can’t compare from state to state because of cost of living standards. To get the answer to your question you need to figure out which bankruptcy you most likely qualify for. If you are filing Chapter 7 bankruptcy your case won’t cost as much as the person filing a Chapter 13 bankruptcy where the attorney has to do more work for the case and could be attached to your case for 3-5 years. In a Chapter 13 case your attorney’s fees could range in upwards to 2-3 thousand dollars. However, if you have an easy Chapter 7 case your attorney fees could range from $700.00 to 1200 dollars.

The question always arises; I need to file bankruptcy right now but can’t afford the fees. The typical solution most attorneys offer is you pay a small retainer quit paying your bills and then you pay them their full fee and they file. It’s common for people to become nervous to just stop paying bills. If this is the solution to file for bankruptcy you need to make sure that as soon as you file for bankruptcy you can forward all the creditor calls to the attorney’s office.

Beware of debt relief options. No sooner than you tell these creditors you are filing for bankruptcy and here is your Michigan Bankruptcy Attorney phone number they will start badgering you with questions such as: have you filed, what chapter are you filing, do you want to settle, do you know filing bankruptcy will ruin your credit? The reply to all of these questions after you have paid the attorney retainer fee is simple my attorney can answer your question, would you like the name and phone number. You are not obligated to give them any more information.

In addition to not paying anymore on your non secured loans you should also stop using your credit card after bankruptcy or while your in the process of filing. If you continue to use it after you have met with an attorney you will have to pay that creditor. Furthermore, once you have paid your retainer fee do not ignore the creditor’s calls. Creditors will call your work, family, neighbors, parents and anyone they can find to get in touch with you. If you answer these calls head on and provide them with the attorney information they will cease calling you.

Lastly, always meet with several attorneys to find the right one that fits your needs. There are several types of firms and all bankruptcy attorney fees will be slightly and customer service will vary on the size of their clientele.